Saturday, March 31, 2012

Bees 'self-medicate' when infected with some pathogens

Friday, March 30, 2012

Research from North Carolina State University shows that honey bees "self-medicate" when their colony is infected with a harmful fungus, bringing in increased amounts of antifungal plant resins to ward off the pathogen.

"The colony is willing to expend the energy and effort of its worker bees to collect these resins," says Dr. Michael Simone-Finstrom, a postdoctoral research scholar in NC State's Department of Entomology and lead author of a paper describing the research. "So, clearly this behavior has evolved because the benefit to the colony exceeds the cost."

Wild honey bees normally line their hives with propolis, a mixture of plant resins and wax that has antifungal and antibacterial properties. Domesticated honey bees also use propolis, to fill in cracks in their hives. However, researchers found that, when faced with a fungal threat, bees bring in significantly more propolis ? 45 percent more, on average. The bees also physically removed infected larvae that had been parasitized by the fungus and were being used to create fungal spores.

Researchers know propolis is an effective antifungal agent because they lined some hives with a propolis extract and found that the extract significantly reduced the rate of infection.

And apparently bees can sometimes distinguish harmful fungi from harmless ones, since colonies did not bring in increased amounts of propolis when infected with harmless fungal species. Instead, the colonies relied on physically removing the spores.

However, the self-medicating behavior does have limits. Honey bee colonies infected with pathogenic bacteria did not bring in significantly more propolis ? despite the fact that the propolis also has antibacterial properties. "There was a slight increase, but it was not statistically significant," Simone-Finstrom says. "That is something we plan to follow up on."

There may be a lesson here for domestic beekeepers. "Historically, U.S. beekeepers preferred colonies that used less of this resin, because it is sticky and can be difficult to work with," Simone-Finstrom says. "Now we know that this is a characteristic worth promoting, because it seems to offer the bees some natural defense."

###

The paper, "Increased resin collection after parasite challenge: a case of self-medication in honey bees?," was co-authored by Dr. Marla Spivak of the University of Minnesota and is available online from PLoS ONE. The research was funded by the National Science Foundation.

North Carolina State University: http://www.ncsu.edu

Thanks to North Carolina State University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Spaceman-Turned-Politician Can Call Himself 'Astronaut' on Ballot

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Apple has Apple Stores, Samsung has... this!

Samsung store inside Phones 4u
You know those heady dreams of a new Samsung product launch today? Well consider them punctured. There's no new gadget to announce, but instead a teaming-up with UK retailer Phones 4u, offering a dedicated space for Samsung to dip its toes into retail waters. Located on London's Oxford Street -- and just around the corner from an Apple Store -- the shop-within-a-shop displays all of the Korean makers' big hitters, with several tables housing Galaxy Tab 10.1s, Galaxy Notes and Galaxy S IIs. The rest of that expansive galactic family dot the periphery of the room, but then you'd probably come here primarily to test-drive the aforementioned flagships. The tables themselves are dressed down; no pricing or carrier information clogging up the surfaces, just the devices and some Galaxy branding. Samsung's claimed the whole top floor and the shop is already training up dedicated Samsung staff to answer pressing questions like what's the point of the Galaxy Ace Plus whether that phone has Gorilla glass and when we can expect to see a Galaxy S III in the flesh.

Apple has Apple Stores, Samsung has... this! originally appeared on Engadget on Fri, 30 Mar 2012 07:21:00 EDT. Please see our terms for use of feeds.

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6 Filipino boys in trouble over FB kiss photos

A Philippine Catholic school is witholding the diplomas of six high school boys who uploaded Facebook photos that appear to show them kissing each other, an education official said Friday.

A day earlier, a Philippine court rejected another Catholic school's decision to bar five girls from graduation ceremonies because they had posed in bikinis for photos posted on Facebook. The cases test the limits of privacy in a conservative Catholic nation that is also among the world's most prolific users of social networking sites.

Department of Education officer Samuel Mergenio said in a interview that the six boys told him they had taken prank photos to make it appear that their lips touched. One of the boys uploaded the pictures on Facebook and mistakenly made them available to others, Mergenio said.

The pictures were not taken at the boys' school, Infant Jesus Academy in the Manila suburb of Marikina, but the students were wearing school uniforms, he said.

Mergenio said the school's chancellor informed the department late Thursday that the boys will be allowed to participate in the graduation ceremonies but "the release of their diplomas will be delayed." He said the school did not say when the diplomas will be handed over and that he was awaiting a formal written report from the school.

The school chancellor was not immediately available for comment Friday.

Related: Students at Hasidic school 'fined' $100 for using Facebook

On Thursday, a judge in central Cebu city issued a restraining order against St. Theresa's College High School, ordering it to allow the five students who appeared in the bikini photos to take part in Friday afternoon's graduation ceremonies.

The school, which declined to comment to The Associated Press, asked the court to reconsider. The girls' lawyer, Cornelio Mercado, said Friday that the school was still insisting on banning the students while its motion for reconsideration is pending.

Mercado said one Facebook photo at issue showed a girl holding a cigarette and a liquor bottle, while others showed all five girls wearing bikinis at a beach party early this year.

School officials took action against the girls for what they called "engaging in immoral, indecent, obscene or lewd acts," according to court records. They said the students would graduate but could not participate in activities or ceremonies.

Earlier this month, the five girls were summoned by the principal and other school officials, "dressed down" and called "sluts" for their Facebook pictures, Mercado said.

The judge, Wilfredo Navarro of the Regional Trial Court, castigated school officials for calling the girls "inappropriate names" and said the students had gone through "a psychologically and emotionally devastating experience." He said not allowing them to participate in graduation activities "would indeed be most un-Christian if not entirely inhuman."

The mother of one girl had petitioned the court on behalf of her daughter. Mercado said the ruling applied to all five.

He said the families on Friday filed charges of "grave oral defamation" and illegal use of photos showing minors against the school and school officials. He alleged that the school officials had illegally obtained the pictures because they were not Facebook "friends" of the girls and were not allowed access.

Related stories:

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46905284/ns/technology_and_science-tech_and_gadgets/

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Friday, March 30, 2012

Home Improvement ? Electrical and Mechanical Safety Issues ...

People getting hurt on the job is one of the biggest causes of downtime in any industry. This is even more true for industries where there is a lot of maintenance and physical labor involved. Large investments have been made in studying and researching safety systems. This is because any company wants to lower the number of accidents that take place because it is a financially sound move. All these issues are also quite applicable to DIY projects. You don?t want to end up unable to work since you probably bring it at least half the income to your home. You don?t want to get hurt, either.

Maintaining your tools is part of the territory when you have and use them. It is not unusual for people to spend a great deal of money on expensive tools. You need to always take care of your tools or things could go wrong. Most accidents occur when power tools are not properly maintained. Anyone who owns an electrical saw, and has used a dull blade to do cutting, knows how difficult this can be. This obviously can lead to a seriously dangerous scenario where the blade breaks. It is possible to have a variety of safety risks sitting in your tool shed because of poorly maintained tools. Taking care of your tools is of utmost importance in regard to safety.

Regardless of your situation at home, you can use high-quality ladders to do the job. You should always think about these things when using a ladder. For instance, never use an aluminum ladder if you are working on something electrical. Metal ladders that ground in the dirt can electrocute you if you are standing on them. Your best choice in this situation would be a composite ladder which is not conductive. The load weight of the ladder is the weight that it can sustain when you are standing on some make sure you get one that can handle you. This info is typically on or near the price tag of the item.

Since they involve people who don?t know much, accidents involving electricity are understandable. It doesn?t really help after the problem has occurred, but it is mainly good judgment. Thus, whenever you are doing something to an appliance, simply unplug it. If you are going to fiddle with it in any way, make sure the power cord has been removed from the socket. Make sure the unit is unplugged if you are going to replace a part, like the bit of a drill or a saw or disk. Many accidents still happen despite the fact that these are obvious safety precautions. Take things slowly and really think about what you are doing when working with power tools. If you aren?t used to thinking about safety in your everyday job, then you probably aren?t likely to think about safety when making home improvements. Yet, safety really should be at the top of your list. When it comes to safety, even the simplest of mistakes may end up costing you big time.

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Source: http://joergsieber.biz/archives/home-improvement-electrical-and-mechanical-safety-issues-2

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Old Habits Die Hard (talking-points-memo)

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Thursday, March 29, 2012

Sarah Palin's Word Salad of the Day: Obama 'Orchestrated' His Trayvon Remarks (Little green footballs)

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PFT: Fisher, Rams eye Browns' No. 4 pick

Two years ago, I loudly supported the idea that sudden-death overtime places too much emphasis on the coin flip.

And so the adjustment of the postseason overtime rule was a welcome change, even though I still think that, in a playoff game, the team that kicks off should have a chance to match a touchdown scored by the team that has the first possession.

That said, I?m not sure that the elimination of sudden death is the best way to deal with overtime in a regular-season game.

It will make the regular-season games longer, by extending any game in which the team that receives the opening kickoff scores a field goal on the first drive.? Longer games aren?t necessarily an issue in the postseason, since the gap between the starting times is a full 3.5 hours.? In the regular season, it means that some early games will stretch too far into the 4:15 p.m. ET contests and, even worse, that some late-afternoon games will infringe on too much of NBC?s Football Night in America.

Also, longer regular-season games result in more opportunities for player injuries.

Also, there will be more ties, which can wreak havoc on the standings and the playoff possibilities.

Then there?s the fact that last season?s adjustment in the kickoff point, from the 30 to the 35, makes it less likely that the team that wins the coin toss will return the kick to the 40, string together a couple first downs, and win the game on a 50-yard field goal.

So, while I still support the current rules in the postseason, I?m not so sure I like applying the rule to the regular season.

For more analysis of that rule change and the other rules that were, or weren?t changed, he?s the opening segment of Wednesday?s PFT Live.

Source: http://profootballtalk.nbcsports.com/2012/03/28/jeff-fisher-calls-browns-a-potential-draft-day-trade-partner/related/

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Health Care Insurance Fell Off The Rails | RedState

With the current review of the Affordable Healthcare Act (which is anything but affordable), most of the political posturing about health insurance reform has now gone back to the old political methods of presenting heart-wrenching cases as justification for sweeping reform. It is much akin to how the media produces a sad case to promote their agenda. During the middle of the Bush administration, when the financial outlook was really good, liberal news outlets would find some obscure person somewhere and do a story on how terrible her situation was as a way of blaming the administration. It is common procedure. But alas, you will never see a story now about how bad the economy is but how well a particular person is doing somewhere.

There are ways to improve health care access and reduce costs that are fairly simple and a lot less costly than what is being proposed. I have previously written and posted about removing state monopolies and other strategies. However, let?s think about health insurance generically and what it is supposed to do.

Back in the day, someone thought it would be a good idea to go to someone with money and sell ?If you pay me some money up front and regularly, I will pay for your expenses if you have a catastrophe of some sort.? The concept would work for fire damage, severe weather damage, your herd dying of disease, your crops not coming in, and other property losses. With the invention of the automobile, the large investment required to buy one, and the potential for major expenses if you ran yours into someone or something, it seemed a good idea to have insurance against those expenses. The government thought it was such a good idea that laws were passed requiring drivers to have insurance. Of course, mortgage holders also required insurance for properties with liens upon them in order to protect their loan pay back. Legislatures are always willing to require insurance as: a) legislatures are made up of lawyers; b) lawyers always pass laws that help lawyers; and c) insurance companies are quite willing to pay legislatures to support passing those laws.

As insurance companies grew, they thought of more and more things to insure against. Of course, health care expenses was one of them. Somehow, however, the basic concept changed over the years for health insurance (primarily thanks to Franklin Roosevelt and his wage freezes). Using the original concept, you would have insurance for catastrophic expenses. If you were injured severely or had a very serious illness, insurance would cover your expenses (or most of them depending on how much you paid up front). Somehow, the health insurance morphed into policies that paid for everything. Routine office visits, visits to the emergency room (even if it wasn?t an emergency), home health visits, cosmetic procedures, and hundreds of other expenses became covered. Of course, there is no incentive to restrain your visits when it doesn?t cost you anything. In fact, there is a tendency to want to ?get your money?s worth? out of a policy for which you pay premiums. It is also inevitable that a policy like that cannot ever be financially viable for the insurance provider because the costs have no constraint. As costs rose, it became cheaper to buy policies as a group in order to average risk across a group of people. Since people generally can?t get together and form a group to buy insurance, would form these groups? Company employees. Thus began the employer-provided insurance plans. These were great things for unions to try to negotiate when they could not bargain for increased wages.

With an employer-provided plan, there is exactly zero incentive to restrain costs for the employee. The employee only fills out forms and the employer pays all the costs. The employer goes down the tubes. Another financial innovator went to the large employers with this idea, ?If you give me a certain amount of money each year per person, I will take care of their health care needs and you will have fixed costs. If it costs more, I will take the loss, if it costs less, I will keep the extra money?. Thus, the Health Maintenance Organization (HMO) was invented. Of course, the way HMOs make money is by doing as little for patients as possible. It is built into the contract. The paradox is that the companies compete by purporting to offer more services but the way they make money is by not providing them.

The real question is how health insurance veered off the normal insurance track. If health insurance was still using the same model as other types of policies, people would primarily have catastrophic insurance and would set their co-pays and deductibles by their level of risk and how much they were willing to pay in premiums. To reduce costs, there has to be incentive for people to do it. The only real incentive is to have people pay for what they use which isn?t catastrophic. For example, if you pay for an office visit, you will decide whether you really need to go before you do. If it costs six to ten times more to go to the emergency room than it does to go to your regular doctor, you will likely go to your regular doctor rather than fill the emergency room with non-emergency patients.

I am not saying people who are destitute should not have access to care. The government should help the poor and people who are legitimately unable to work. People don?t have a problem with helping people who are incapable of working. People do have a problem with paying for people who choose not to work or providing free care to affluent people who don?t need the assistance. To reduce health care costs, the exact wrong thing to do is to make it ?free?. The real answer to the problem is to go back to basics and review what health care insurance is supposed to do and the best and most efficient way to provide that care. Trying to cover everyone with ?free? care and reducing physician payments until there are few doctors left is clearly not the answer.

Source: http://www.redstate.com/halsted/2012/03/27/health-care-insurance-fell-off-the-rails/

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The Exacting Value of Choosing the Right and Best Dental Services

It is a bit daunting to set appointments and visit the dentist when you need them. If you do not know a dentist on your location, it can be a hard task to look for a professional and reputable dentist near you. The location of the dentist is also an important factor in choosing the right one. There are things that you need to look at if you are searching for the best dental services.

Some of them think that dentists are very easy to locate. A dentist is also like a doctor so it is very hard to look for a reputable dentist. Always keep in mind that looking for a good dentist is the most important thing that you need to do. Try to look for a professional dentist because the health of your teeth and gums depends on the quality of services that they will offer.

First, find a professional dentist on the location near you. The location of the dentist is very important when choosing a dentist. It is more convenient to visit a dentist that is not too far from your location. If you have an appointment on the dentist, you can easily visit them without the need to travel long hours. The people who are currently residing in Belfast, Northern Ireland can actually consider various dental clinics located on the area. By visiting their websites, you can check out the location of the dentists.

Second, make sure to check the services offered by the dentists. Before you consider a dentist, make sure to review the services that they are offering. The Internet can provide ample information about dentists on your location. Dental professionals today already established their own websites to provide more convenience to people who are searching for dental services.

After choosing a professional dentist, they will tell you the services that they offer to their patients. Their patients can also inquire more about other dental services. You can directly state the problems to your dentists and they will offer treatments that can help you with your dental problems.

If you will be visiting the dental clinic on a regular basis for checkups, you need to be in good terms with your dentists. Proper communication with your dentist is very important because it can help the dentist know the exact treatments that you need for your dental problems.

Whether you need help for dental problems or cosmetic purposes, a professional dentist can provide the best dental services to you. Professional dentists can provide the best cosmetic and dental services to improve the health and appearance of the teeth and gums. Only consider the dental services of a professional dentist.

Dental Veneers Northern Ireland are becoming popular now because of the impressive results they offer many patients. These options are part of the best Cosmetic Dentistry dental care solutions these days.

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Snow plow driver, wife charged in Vt. woman death

AAA??Mar. 28, 2012?11:56 AM ET
Snow plow driver, wife charged in Vt. woman death
LISA RATHKELISA RATHKE, Associated Press?THE ASSOCIATED PRESS STATEMENT OF NEWS VALUES AND PRINCIPLES?

This Wednesday, March 28, 2012 booking photo released by the Vermont State Police shows Allen Prue, 30, of Waterford, Vt., arrested with his wife Patricia Prue and charged with murder in the death of Melissa Jenkins of St. Johnsbury, a teacher who went missing Sunday night. (AP Photo/Vermont State Police)

This Wednesday, March 28, 2012 booking photo released by the Vermont State Police shows Allen Prue, 30, of Waterford, Vt., arrested with his wife Patricia Prue and charged with murder in the death of Melissa Jenkins of St. Johnsbury, a teacher who went missing Sunday night. (AP Photo/Vermont State Police)

This Wednesday, March 28, 2012 booking photo released by the Vermont State Police shows Patricia Prue, 33, of Waterford, Vt., arrested with her husband Allen Prue and charged with murder in the death of Melissa Jenkins of St. Johnsbury, a teacher who went missing Sunday night. (AP Photo/Vermont State Police)

This undated identification photo provided Monday, March 26, 2012 by the St. Johnsbury, Vt., police shows Melissa Jenkins, who went missing Sunday night, March 25. Police said her 2-year-old child was found alone in her car a short distance from her home. (AP Photo/St. Johnsbury Police Department)

Vermont State Police Major Ed Ledo, center, speaks during a news conference Wednesday, March 28, 2012 in St. Johnsbury, Vt. Allen and Patricia Prue are being charged in connection with the killing of Vermont prep school teacher Melissa Jenkins, who police say was strangled. Thirty-year-old Allen Prue of Waterford and his 33-year-old wife Patricia Prue are facing 2nd degree murder charges in connection with the killing of Jenkins. (AP Photo/Toby Talbot)

In this Tuesday night, March 27, 2012 photo, Vermont State Police execute a search warrant at the home of Allen and Patricia Prue in Waterford, Vt. The couple were arrested Tuesday night and face murder charges in the death of St. Johnsbury Academy science teacher Melissa Jenkins. (AP Photo/The Caledonian-Record, Paul Hayes)

(AP) ? A Vermont snow plow driver and his wife have pleaded not guilty to second degree murder charges in connection with the strangling of a prep school teacher whose 2-year-old son was found in his mother's idling car on a remote back road.

Thirty-year-old Allen Prue and his 33-year-old wife Patricia Prue, of Waterford, appeared separately in court in St. Johnsbury on Wednesday where they were ordered held without bail for their roles in the death of Melissa Jenkins.

Police say the Prues were arrested early Wednesday after a two-day investigation into Jenkins' death.

Following the Wednesday court appearance, Allen Prue's mother, Donna Prue, says her son has never been in trouble with the law before and she has faith he didn't commit the crime.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-03-28-Missing%20Vermont%20Woman/id-c36643f165f64cdbb84e010dc22d3ccc

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Harry Potter e-books now available to muggles

Image
The Hunger Games may have had a heck of an opening weekend, but let's not forget who the top box office spot belongs to: a certain bespectacled boy wizard. Roughly a decade and half after the publication of the first book in the series -- and after several months of promises -- the ultra-popular series has finally made its way onto e-readers like the Kindle and Nook. A couple of days after announcing the rather pricey Wizard's Collection, J.K. Rowling's books have hit the Pottermore site, priced at $8 to $10. The books are currently available in English, with French, German, Italian and Spanish versions coming soon. "Enhanced" versions are on their way as well. Check our some relevant press info after the break.

Continue reading Harry Potter e-books now available to muggles

Harry Potter e-books now available to muggles originally appeared on Engadget on Tue, 27 Mar 2012 10:07:00 EDT. Please see our terms for use of feeds.

Permalink Mashable  |  sourcePottermore  | Email this | Comments

Source: http://www.engadget.com/2012/03/27/harry-potter-e-books-now-available-to-muggles/

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Wednesday, March 28, 2012

Quickly fix effective methods of bad credit | ALL FREE ...

[unable to retrieve full-text content]In today's economy it is now more important than ever to maintain a good credit score, as credit cards and loans have become more restrictive company when it comes to assent to credit. Or have a low score in financial crisis, ...

Source: http://www.softscribes.com/quickly-fix-effective-methods-of-bad-credit.html

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Can Congress require everyone to have health insurance?

Today, the Supreme Court will hear two hours of oral argument on the central issue in the case against the Obama administration?s health law ? whether the federal government has the constitutional authority to make people either purchase health insurance or pay a fine.

It is this question ? corresponding to a provision of the law known as the ?individual mandate ? that has been the primary focus of intense political opposition and public outcry ever since the law was proposed. It has been the?focus of numerous lower court lawsuits as well.

Of the four appeals court decisions on the constitutionality of the health law, two upheld the mandate, one found it unconstitutional, and one ruled the question could not be decided until the mandate takes effect.?

The challenge to the individual mandate, one of four separate issues in the case, stems from two lawsuits filed in Florida and later consolidated by the U.S. Court of Appeals for the 11th Circuit in Atlanta. One was filed by the National Federation of Independent Businesses and two individuals who lacked health insurance. The other was filed by Florida and joined by 25 other states.?

The business group and individual plaintiffs challenged only the individual mandate. The states challenged the mandate and the Medicaid expansion provision, which will be argued tomorrow. The 11th circuit struck down the mandate, but found the Medicaid expansion constitutional.?

The Lawyers
Source: U.S. Supreme Court
What is the individual mandate??

Under the Affordable Care Act, nearly everyone must purchase health insurance or pay a fine starting in 2014. Exceptions are granted for financial hardship, religious objections and incarceration. Undocumented immigrants and members of American Indian tribes are also exempt.?

According to the law, insurance companies must provide reasonably priced insurance for everyone, regardless of health status. As a result of this new requirement, the administration has said the mandate is necessary to ensure that healthy people don?t wait until they get sick or become injured to sign up for insurance. If that were to happen, the insurance pool would likely be too small to keep costs affordable to consumers. The result would be sharp increases in insurance rates for everyone.?

The annual penalty for not having insurance is the greater of a flat dollar amount or a percentage of income. The flat rate starts at $95 in 2014 and gradually increases to $695 in 2016. The percentage of income in excess of the federal tax filing threshold starts at 1 percent in 2014 and rises to 2.5 percent in 2016. For both families and individuals, the penalty could be as high as the price of insurance coverage.?

The Congressional Budget Office (CBO) estimates that 21 million non-elderly people will be uninsured in 2016, but the majority of those will not be subject to the penalty due to financial hardship. About 4 million people will pay the penalty, netting about $4 billion to the U.S. Treasury, the CBO predicts. Currently, more than 50 million Americans are uninsured.?

The arguments?

Arguments on both sides primarily center around the commerce clause in Article 1 of the U.S. Constitution, which gives Congress the authority to regulate commerce within the states if it has a substantial effect on interstate commerce.?

The plaintiffs charge that the commerce clause does not apply to the health law?s individual mandate, because a decision not to buy insurance isn?t a commercial transaction. Instead of regulating commerce, plaintiffs maintain that Congress is requiring people to enter commerce by purchasing health insurance. If the mandate is upheld, they argue the federal government would have unprecedented power over individuals? actions ? and inactions. The federal government, they argue, could require people to purchase all kinds of other things, such as American cars.?

The administration has argued that the decision to buy health insurance is unlike other purchasing decisions, because everyone will use health care services at some point in their lives. It?s just a question of when. Instead of inaction, the administration maintains, not buying health insurance is a decision to self-insure and take a risk on remaining healthy. According to the administration, people who do not purchase health insurance often end up paying less than the full cost of the care they ultimately receive. That results in the costs of their care shifting to people who have insurance, in the form of higher premiums.?

Two other constitutional provisions in Article 1 ? the ?necessary and proper? clause and the ?taxing power??have also been invoked by both parties.?

The necessary and proper clause allows Congress to enact laws needed to execute the federal government?s duties. The administration argues that extending health care to the uninsured, which addresses a pressing national problem, is among those duties. But plaintiffs argue that without the commerce clause, the necessary and proper provision alone cannot validate the individual mandate.?

The administration also says the individual mandate falls within the government's broad taxing powers, in part because it is administered through the tax code. Plaintiffs argue that the mandate is not a tax but a civil penalty. In ruling against the mandate, the 11th Circuit observed that Congress was careful to refer to the sanction for not buying health insurance as a "penalty," while using the word "taxes" in several other provisions of the law.

? Contact Christine Vestal at cvestal@pewtrusts.org

?

Source: http://www.stateline.org/live/details/story?contentId=641514

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Business Office Assistant/Travel - HigherEdJobs

Institution: Rose State College
Location: Midwest City, OK
Category:
  • Admin - Secretary and Administrative Assistants
  • Admin - Business and Financial Services
Posted: 03/26/2012
Application Due: 03/30/2012
Type: Full Time
Salary: $21,025 to $22,625 USD Per Year
POSITION: BUSINESS OFFICE ASSISTANT/TRAVEL

DESCRIPTION OF DUTIES: Receive and route incoming calls, take messages and schedule appointments. Greet and provide accurate information to employees and office visitors. Receive, sort and route incoming Business Affairs and Campus mail. Maintain Business Affairs office employee timesheets, leave records and requests for additional hours. Assist in the entering of OSF Warrant numbers into the appropriate tracking system. Process requests for business travel regarding College vehicles in coordination with the Physical Plant. Maintain College vehicle shared-master calendar. Process requests for travel concerning the use of gas cards, Pike Passes and mileage regarding College vehicles utilized for College business travel. Review gas card receipts and Pike Pass invoices for proper payment. Prepare monthly mileage reimbursement report regarding Workforce Development employee's usage of College vehicles for business travel. Assist in the preparation of monthly financial claims information for monthly Board of Regents agenda. Order and maintain inventory of office supplies and materials. Assist in the maintenance of a comprehensive filing system. May prepare memorandums, letters, reports and other forms of business correspondence. Assist in the daily operations of the Business office. May serve as recording secretary. May assist in the training of Business Affairs office staff. Perform other duties as assigned. The hours are 8:00 a.m. to 5:00 p.m., Monday through Friday. May require some evenings and weekends.

MINIMUM QUALIFICATIONS: High School Diploma or equivalent. Three (3) years office and secretarial experience including the supervision of others. Excellent oral communication, interpersonal and organizational skills. Proficiency with computers and MS Office (Word, Outlook and Excel.) Ability to be trained in PeopleSoft. Light lifting up to 10 lbs and light carrying up to 10 lbs. Periods of time spent sitting, standing, walking, kneeling, bending and stooping.

DESIRED QUALIFICATIONS: Associate's Degree. Four (4) years office and secretarial experience including the supervision of others.

SALARY: $21,025 - $22,625

APPLICATION DEADLINE: MARCH 30, 2012

Please submit application materials by the announced deadline. The original signed Rose State College application form and unofficial degree conferring transcripts must be received by this office for formal consideration; however, should an offer of employment be extended, official transcripts are required.

Candidate selected will serve a probationary period. All finalists may be subject to a background check and/or drug test.

Application Information

Postal Address: Ms. Kim Delk
Human Resources
Rose State College
6420 SE 15th Street
Human Resources/ADM Room 104
Midwest City, OK 73110
Phone: 405-733-7979
Fax: 405-733-7443
Online App. Form: http://www.rose.edu/personnel-forms

More Information on Rose State College

Rose State College, in compliance with Titles VI and VII of the Civil Rights Act of 1964, as amended, Executive Order 11246, as amended, Title IX of the Education Amendments of 1972, Americans with Disabilities Act of 1990, and other federal laws and regulations, does not discriminate on the basis of race, color, sex, age, national origin, religion, disability, sexual orientation, or status as a veteran in any of its policies, practices, or procedures. This includes, but is not limited to, admissions, employment, financial aid, and educational programs, activities, or services. Issues of noncompliance need to be referred to the Affirmative Action Officer, Administration Building, Room 104, telephone (405) 733-7979.

Source: http://www.higheredjobs.com/details.cfm?JobCode=175613396

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Tuesday, March 27, 2012

Why Rent? Leasing Vs Purchasing a House

real estate, realestate, homes for sale, property for sale, houses for rent, rent, real estate australia, real estate brisbane, house for sale, rentals

Writing out a rent cheque could be a source of great pride. If you are similar to most of the working class society, you most likely had your first taste of independence from moving out of the family residence and searching your new community for rentals that could serve as your first home away from home. Looking for a job that lets you continue to keep staying at this brand new home holds a certain excitement, giving you a feeling of finally being able to aid yourself and enjoy life the way you prefer to.Over time, however, you start to wonder if writing out that check to cover the rent is a good utilization of your hard-earned cash. With some introductory analysis to the condition involving real estate, Australia is apparently an excellent spot to be a homeowner, so why shouldn?t you be weighing your options? Why not put the money you have to pay for rent into monthly mortgage payments for a property of your own?There are several factors to look at prior to making the decision to look at a house on sale and leave your rental setup behind. For starters, it is advisable to figure out whether or not you?ll be financially able to purchase and keep up with the expenses for a house. In addition to the price alone, the actual monthly mortgage payments should be maintained for many more years to come, and you also need to stay on top of them regardless of whether your job status shifts or maybe if you intend to begin a family. There?s also other costs associated with buying a property, such as property tax as well as homeowner?s insurance premiums, in addition to many other obligations you may currently have, such as loans and credit card debts.You should have a reliable source of income to maintain all these bills up-to-date. Changing jobs can be a riskier move for those who own a property, than for anybody who is simply renting a room. With renting, it is usually much easier to choose to take a job in an entirely fresh location, or maybe relocate to another spot with a relationship partner, or present a living space with a relative or a buddy in a different part of the country. The flexibility and lifestyle that comes with renting is often much easier to modify as you wish.Renting also takes the load involving paying for improvements on your private place off your shoulders. Landlords are those accountable for any repairs and also the all round maintenance of your house. You may not be able to feel the joys of developing the room your very own yet, but it really offers a certain sensation of relief to find out that you have one less expenditure to take into account for the time being. Before you take the leap into home ownership, think for a while concerning pros, negatives, and duties that come with it. If you find that you still need a long way to go, then you can definitely begin making smarter financial decisions in the meantime, and begin preparing yourself for any obligations associated with getting a place. With regards to real estate property, Brisbane has lots of suitable homes to offer, and you?re likely to discover one to suit your needs when you find yourself prepared to make the move.

Source: http://www.studiodistribution.com/top-business-news/why-rent-leasing-vs-purchasing-a-house/

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Sunday, March 25, 2012

Fabric Spray Paints, a Onetime Solution to All Your Home Remodeling

[unable to retrieve full-text content]Creative individuals can use different colors of paint to create patterns and bright designs on their furniture. Home improvements can be quite expensive; using the fabric spray paints enables you to save on costs such as ...

Source: http://articleplatz.com/2012/03/fabric-spray-paints-a-onetime-solution-to-all-your-home-remodeling-needs-2/

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Market bounces back from 3-day losing streak

NEW YORK (Reuters) - Stocks rose in light volume on Friday, buoyed by rising energy and basic materials shares, as the S&P 500 kept showing resilience even as it posted its second negative week so far this year.

The benchmark S&P 500 slipped 0.5 percent for the week. In an indication of the rally's strength and consistency, that was the S&P's worst performance since the last week of December. In its only other down week in 2012, the index dipped 0.17 percent.

The market edged lower in early trading, but downward momentum faded despite widespread expectations for a correction after a rally that set the S&P 500 up for its best back-to-back quarters since 2009.

The S&P 500 is still near its highest since May 2008.

"There's many people thinking a correction is coming, but some technical indicators suggest more a pause than a correction at this point," said Todd Salamone, director of research at Schaeffer's Investment Research in Cincinnati.

The S&P 500 found strong support at its 14-day moving average, near 1,386, from where it bounced back to post gains for the day. Holding that level "speaks to the power of the uptrend, it proves the momentum is still in place," Salamone said.

The S&P energy sector index <.GSPE> and the S&P basic materials sector index <.GSPM>, both up almost 1 percent, led gains after both sectors weighed the most during Thursday's decline.

Analysts see sector rotation as an indication of investors' reluctance to abandon stocks and a sign of potential strength for the market.

The Dow Jones industrial average <.DJI> gained 34.59 points, or 0.27 percent, to 13,080.73 at the close. The S&P 500 Index <.INX> rose 4.33 points, or 0.31 percent, to 1,397.11. The Nasdaq Composite <.IXIC> added 4.60 points, or 0.15 percent, to 3,067.92.

For the week, the Dow fell 1.2 percent and the S&P 500 lost 0.5 percent, while the Nasdaq added 0.4 percent. It was the Nasdaq's sixth-straight week of gains, following a dip of 0.06 percent early last month.

About 5.9 billion shares traded on the New York Stock Exchange, NYSE Amex and Nasdaq, the second-lowest volume for any day this year. The daily volume average so far in 2012 is 6.84 billion.

U.S. crude oil futures prices rose 1.4 percent to settle at $106.87 a barrel on estimates that Iranian oil exports fell significantly this month.

Chevron Corp rose 1 percent to $106.36.

A catalyst for Friday's rebound in basic resources stocks came from the world's top copper producer, Chile's Codelco, which reported a surge in profits and an increase in production.

Copper prices rose 1 percent.

New U.S. single-family home sales fell 1.6 percent in February while prices jumped to their highest level in eight months, according to a government report on Friday that was the latest to paint a mixed picture of the housing market.

The PHLX housing sector index <.HGX> lost 0.6 percent after falling nearly 3 percent earlier in the session.

KB Home tumbled 8.5 percent to $10.29 after the fifth-largest U.S. homebuilder posted a wider first-quarter loss and said orders for new homes declined.

A series of blunders hit the market debut of BATS Global Markets Exchange , causing its own shares to erroneously trade for less than a penny. The company said it would withdraw its IPO.

The problems also fouled a trade in shares of Apple Inc , and caused a temporary halt in its shares. The erroneous Apple trade was later canceled.

In Nasdaq trading, Apple lost 0.5 percent to $596.05.

Online games maker Zynga Inc fell 2.6 percent to $13.40 after it said shareholders will sell about 43 million shares in a secondary offering.

Job search website Monster Worldwide Inc is open to selling all or part of itself and expects to have data ready for potential buyers soon, its chief executive said in an interview. Monster's stock jumped 7.7 percent to $10.22.

Advancing issues outnumbered declining ones on the NYSE by a ratio of about 12 to 5, while on the Nasdaq, about two issues rose for every one that fell.

(Reporting by Rodrigo Campos; Editing by Jan Paschal)

Source: http://news.yahoo.com/stock-index-futures-point-slightly-higher-opening-100837800.html

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Saturday, March 24, 2012

Limerick Massage Centre Report: The Lifestyle Of Your Massage ...

Limerick Massage Clinic Article Massage Therapy is considered the manipulation of soft tissue by the licensed massage therapist. Using touch, the therapist has the capacity to relieve sore muscle tissue, relieve anxiety and lower stress. Within our fast paced, stress-filled modern society, massage therapy is the perfect remedy to relax your body, relax your body and mind as well as soothe your soul. Massage treatment can add towards the level of quality of a senior?s life, both physically and emotionally. Massage therapy can be an essential component of your living program. Therapeutic massage is really a helpful solution for frozen shoulder since it raises blood flow towards the injured area so helping to scale back scar tissue formation. Regular massage treatments are needed to reduce muscle tightness, and you may not really start to feel relief right until after numerous therapeutic massage treatments. Massage practitioners use their hands to work the soft tissues and muscle tissue of the human body. Massage therapists undergo extensive training to get familiar with the muscular framework in the entire body to be able to understand the how to reduce muscle stiffness. Massage therapy can be used for a variety of motives such as helping overworked muscles, promoting general health, reducing stress, as well as recovering out of physical injury.Massage practitioners held about 118,000 work opportunities within 2006. Around sixty four percent have been self-employed. There are several more and more people who perform massage therapy being a supplementary income source. As a result, some market providers estimate that 200,000 individuals perform massage therapy in some capability. Of those self-employed, most owned their own enterprise, and the rest worked as independent contractors. Others found work in professional salons; the workplaces of doctors as well as chiropractic doctors; fitness as well as recreational sports activities centres; as well as resorts. Although therapeutic massage therapists can find careers through the country, employment is concentrated within metropolitan areas, in addition to holiday resort and destination locales. Important characteristics for therapeutic massage practitioners include strong communication skills and a friendly personality. The opportunity to make clients really feel at ease is definitely very vital within this business. Trust among a therapist and his/her clientele are important aspects for success out there and therefore are essential for not just maintaining but expanding a client base.The employment view for therapeutic massage therapists is projected to become better than typical within the upcoming years. The growing human population, increasing individual earnings, long life spans, and an escalating recognition that massage is helpful to reduce anxiety, reduce pain, and enhance all around health all bring about an elevated need for these employees. Factors affecting long term growth incorporate economic well-being and the degree that insurance providers as well as HMOs may compensate just for this service. Graduate students perform therapeutic massage throughout spas, hotels, fitness centers, retirement living residences, country golf clubs, private hospitals, chiropractic offices, long-term care facilities, as well as clinics, or even might be self-employed. Licensing or qualification exams are separate from graduating requirements. Educational needs for therapeutic massage therapists vary broadly through state and locality. Countless massage therapy schools and college programs are currently in place through the land; however, the actual licensing needs of your specific authority when a prospect really wants to practice should be checked prior to making a choice where school or even program to do. Additionally, candidates who?re interesting in a specific specialty should try to locate a college which serves that niche.Therapeutic massage also helps recuperation from soft tissue injuries for example sprains and strains. This is feasible because the growth and restoration associated with tissue tend to be more rapid through effective blood circulation in the injured locations as well as appropriate stimulation of the healing tissues. Several soft tissue traumas are not serious enough to cause someone to search for a physician or hospital with regard to therapy, or are merely addressed with some first-aid, but nonetheless result in some discomfort as well as incapacity. Therapeutic massage can frequently help speed as well as enhance recuperation and reduce soreness coming from these kinds of mishaps. In this way, massage helps bridge the gap between common neglect of injury and key medical intervention. This article is provided by by Limerick Massage Clinic

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Source: http://www.lydc.org/health-and-fitness/limerick-massage-centre-report-the-lifestyle-of-your-massage-therapist/

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13 Foods That Fight Allergies | Care2 Healthy Living | Health and ...

March 23, 2012 | Author Admin

Phytonutrients found in many foods can ease allergy symptoms?article by best-selling author of Allergy-Proof & publisher of World's Healthiest News Michelle Schoffro Cook , PhD.

Read more here:
13 Foods That Fight Allergies | Care2 Healthy Living

Source: http://healthandfitness.readblognews.com/?p=4208

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Friday, March 23, 2012

All You Need to Know About Auto Insurance or even Car Insurance ...

If you just go online and discover one of those price comparison websites for free auto insurance so you play around from it for a while you will likely save some money each month on your car insurance. However, you could be able to help save even more cash by first studying some of the actions to reduce the cost of your car insurance coverage even before you receive online. By way of example, did you know that airport parking your car in a very garage through the night can save you cash?

There are only a small couple of states that don?t require drivers to purchase car insurance and colorado is one of those says. However, although Iowa may not need that you buy car insurance, Iowa really does require which you be able to demonstrate financial duty in the event that you are involved in an accident. In practice this is the fine line, and most Iowans choose the straightforward technique out and get auto insurance in texas although there are many other, more torturous, methods of proving financial duty.

Right now there are numerous car insurance quotes companies almost all trying to get one to buy their unique insurance plan for the car. Through quacking ducks to talking reptiles, there is an excess of commercials, all finished with the objective to get you subscribe to their company. One of the better options that I observed is to go surfing and compare the different auto insurance policies. That way, it is easy to pick one up that fits your specific situation. Additionally, I have found that will utilizing the Net is the best approach to saving money. Before you go out and buy from your first company that offers a car insurance policy, it is crucial that you understand which usually items are necessary for protecting your assets.

Posted in general | Tagged business, cars, computers, fin4nc3, home, Internet, marketing, website |

Source: http://www.si-paris2006.org/all-you-need-to-know-about-auto-insurance-or-even-car-insurance/

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NBC Politics - Senate passes small business investment bill

By The Associated Press

Legislation to help startup companies raise capital by reducing some federal regulations has easily passed the Senate despite warnings from some Democrats that less government oversight would mean more abuse and scams.

Related: House votes to repeal key 'Obamacare' provision?

President Barack Obama supports the measure, which stands to be one of few bipartisan bills to pass Congress during this politically contentious election year.

Democrats pushed through an amendment designed to increase investor protections, so the legislation will still require either another House vote or House-Senate negotiations. The House passed the measure two weeks ago on a 390-23 vote. All 26 negative votes in the Senate came from Democrats.

Recommended: Obama, on site, praises development of portion of oil pipeline?

The legislation combines six smaller bills that change Securities and Exchange Commission rules so small businesses can attract investors and go public with less red tape and cost.

? 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://nbcpolitics.msnbc.msn.com/_news/2012/03/22/10813016-senate-passes-small-business-investment-bill

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Thursday, March 22, 2012

Duvet Life: Why Go With A Masters in Finance Degree?

You need a Masters in Finance degree if you are interested in becoming a finance manager since this is the program that will introduce you to the skills that you must have for this profession. Finance specialists are highly trained in the analytical approach when handling numerical data, money and company resources. There are core courses that students have to take when they enroll in a Master in Finance program including accounting, investment analysis, and economics.

The thing about finance is that this is the kind of profession that is very specific to the core and so you really have to have a background in the industry before considering a masteral degree. In the field of finance, you can make a career out of it if you have a graduate degree and you will surely do well in the field if your background is in business. Armed with a background and experience in the world of finance plus a Master?s degree, you will be eligible for work as a financial officer.

You can choose from two finance graduate study programs. The first is a Master of Science in Finance (MSF), also commonly referred to simply as Master of Finance (MFin). Research, thesis presentations, and basic coursework will comprise your two years of studying in this case.

Writing a thesis may be an intimidating task to the untrained, but it is the ultimate ?rite of passage? in most Master?s degree programs of any major. A thesis in a graduate level in finance usually focuses on Financial Management or is based on a student?s existing work or on a desired future career path. When it comes to this, all information should be impartial so that things can be assessed based on their profitability.

Financial markets are the primary concerns of all MSF and Mfin courses. Other focuses include mathematical finance and the management of funds. A Master?s degree in Finance qualifies students for a career in Financial Management.

When it comes to this, a Finance MBA is the second kind of graduate program in the field. What you have here is the ideal choice for all corporate professionals who know the importance of a graduate degree career-wise. Here is where you will be introduced to higher learning in business management.

The primary objective of a Masters of Finance is to teach students about various financial applications from financial processes to financial management while the MBA shows students the business side of things. More people choose the MBA version because it is all-encompassing making it ideal for various industries. Today, you can get your MBA from various schools through the Internet and this became available because of the constantly increasing demand for MBAs in the United States.

MBAs can be a real financial burden to some people and this is why more students are opting for the online option. When it comes to a Part-time MBA, you might be able to finish the program after five years depending on your pace. In this case, online programs can be finished sooner.

While online schooling does have its perks, such as flexibility and unequalled convenience, it is definitely not a walk in the park. When it comes to a finance MBA, the coursework is standard for all students may they be engaged in online education or not. For those studying online, they should be more responsible with their work.

Aside from Banking and Financial Management, you can also engage in a program focused on Insurance Management. These make up the entire network of learning for the finance practitioner. A Masters in Finance may be seen to serve a focal role for these other degrees.

Source: http://duvet-coversets.blogspot.com/2012/03/why-go-with-masters-in-finance-degree.html

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